Semi Truck Lending

How Our Commercial Truck Title Loans Work

Learn how our simple title lending process provides fast commercial funding in South Carolina.
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A STREAMLINED THREE-STEP FUNDING PATH

From Application to Payout in Three Simple Steps

Step 1:
Apply and Present Your Documentation

Submit your loan request online or visit our office at 3420 US-21, Fort Mill, SC 29715 with your driver's license, clear vehicle title, odometer reading, and a photo of your commercial truck.

Step 2:
Complete the Commercial Vehicle Inspection

Bring your semi truck directly to our Fort Mill location where our commercial lending specialists perform a prompt physical appraisal to assess vehicle equity and confirm loan eligibility.

Step 3:
Receive Funds and Keep Hauling

Sign your 12 to 24 month repayment contract, receive your capital ranging from $650 to $9,000, and drive your truck back onto the road to continue running your business without interruption.
CRITICAL ITEMS TO BRING TO YOUR INSPECTION

Required Documents for Same-Day Approval

• Clear Vehicle Title

Your commercial truck or 18 wheeler title must be in your name and free of any existing active liens.


• Government-Issued Driver's License

A valid, unexpired commercial or standard driver's license matching the name listed on the equipment title.


• Odometer Reading and Rig Photo

An accurate mileage figure from the dashboard and an up-to-date visual photo of your commercial vehicle.


• The Commercial Truck Itself

The vehicle must be driven to our physical office at 3420 US-21, Fort Mill, SC 29715 for our mandatory in-person equipment appraisal.
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TRANSPARENT TERMS FOR OWNER-OPERATORS

Loan Terms, Repayment Periods, and Rates

Semi Truck Lending offers asset-based financing crafted for the cash flow realities of commercial transportation. Borrowers can access loan amounts starting from $650 up to $9,000, determined by the assessed equity of the commercial vehicle.

Our loan contracts feature structured repayment terms spanning 12 months to 24 months, giving you a manageable schedule that works alongside your operating revenue.

All loans carry an interest rate of 20% monthly, which equals 240% yearly. We detail every line item of your loan agreement before you sign, ensuring complete clarity without surprises. Because your truck title serves as collateral, you maintain total operational control of your vehicle throughout your entire loan duration.

CLARITY ON OUR FINANCING PROCEDURES

How It Works FAQs

How long does the loan approval process take?

The approval process is fast and straightforward, with most applicants receiving approval and funding on the same day once they bring their truck and required documentation to our Fort Mill office.

Do I have to leave my commercial truck with you while repaying the loan?

No, you keep full possession of your commercial truck and continue driving your routes as normal while making your scheduled monthly payments.

What is the physical inspection process like?

Our team performs a quick on-site physical appraisal at 3420 US-21, Fort Mill, SC 29715 to verify vehicle condition, odometer mileage, and overall equity before finalizing your approved loan amount.

What repayment terms are available for commercial truck loans?

Repayment periods range from 12 months to 24 months depending on your specific loan agreement, with an interest rate of 20% monthly (240% yearly).

How much working capital can I receive through this process?

Loan amounts range from $650 to $9,000, determined by the assessed value of your commercial truck or 18 wheeler.

GET IMMEDIATE COMMERCIAL RIG FINANCING

Secure Your Commercial Truck Title Loan Today

Apply online now or visit our local Fort Mill office at 3420 US-21, Fort Mill, SC 29715, or call our dedicated commercial lending team at 803-548-1727 to get approved for up to $9,000 today.
Apply Today